Swiss Insurance (health and vehicle) is mandatory in Switzerland. Each person can specialize their policies based on what they do in life from their job to their recreational activities. I know that each person is required to pay 10% of their health costs, the rest is covered by the policy.
I think most don't include accident insurance, but it has to be purchased separately. Businesses can also get protections because they are treated as people under the same Swiss policies. If a policy holder or business needs to file for bankruptcy, each of their policies are considered safe from it.
